has gloss | eng: Visa Debit is a major debit card issued by Visa in the United Kingdom, Ireland and other European Union countries . Prior to October 2004 the debit card was known as Visa Delta. Since June 2009, all of the major banks in the UK have begun - or will in due course - issuing Visa Debit. Barclays, Abbey, Halifax/Bank of Scotland and Lloyds TSB have already issued the card. HSBC, RBS (including NatWest and Ulster Bank) are currently in the process of migrating to the card. The scheme is also used by many smaller banks and building societies (some of whom had also previously been Switch issuers) including the Co-operative Bank, First Trust Bank, Alliance & Leicester, Northern Rock, Reliance Bank, Nationwide and Coventry Building Society. Even though the product is available and advertised in Canada, at this point in time, no Visa-issuing financial institution offers a Visa Debit card product in Canada. |